Canadian ESG funds
This post will review four Canadian ESG funds and ETFs. A friend of mine wants to add a global equity fund to his investment portfolio. But since he already has an Asian ex Japan fund, he wants to add an… Continue Reading
Investing
High Interest Savings Account Update 2020-03-11
The Bank of Canada lowered interest rates last week and high interest savings account issuers have adjusted to match their 50 bps cut. Some issuers have made bigger changes. B2B Bank (BTB100) is the highest of the bunch right now… Continue Reading
Canadian Dividend Portfolio
This post will show how to create a sustainable Canadian dividend portfolio that’s reliable for any long term Canadian stock market investor. The Canadian dividend portfolio shown below is inspired by the Canadian investor Stephen Jarislowsky. Stephen Jarislowsky was a… Continue Reading
Manulife Investment Savings Account Update
Manulife Investment Savings Accounts are explained below. This post explains the difference between them, their current rates, and how to buy. I cover the funds MIP510, MIP610, MIP710, MIP810, MIP511, MIP611. Click here to view my Investment Savings Account rates… Continue Reading
HISA Rates Update (2019/09/06)
Interest rates in US dollars are falling again. I have created a USD HISA Rates page that tracks the High Interest Savings rates available to Canadians through their brokerage accounts. Canadian dollar HISA rates are holding steady for the most… Continue Reading
Current GIC Rates (03/04/19)
Canadian GIC rates continue recent declines. The rate on 1 year GICs is also higher than the rate on 2 year GICs at many issuers currently. There is also a shallower forward curve as the difference between 1 year rates… Continue Reading
Current GIC Rates (27/02/19)
Canadian GIC rates have decreased since my last update during December. Now at the end of February, the forward curve is sloping upward (no more higher kink in the 1-2 year rates) but the spread between 1 and 5 year… Continue Reading
Canadians Deserve a Better Tax System
CPA Canada has released a number of resources that help us understand why our tax system needs updating and what should be done to improve it. Click here to view CPA Canada’s website.
Common Investment Terms
Below is a list of common investment terms with basic explanations. Accrued Interest – Interest due from issue date or from the last coupon date to the security settlement date. Interest that has accumulated on a bond since its most recent… Continue Reading
DBRS Ratings Explained
Below is a reference page on how to use DBRS ratings. The DBRS® long-term debt rating scale is meant to give an indication of the risk that a borrower will not fulfill its full obligations in a timely manner, with… Continue Reading