As of Mar 11, 2020
| Account Name | Fund Code(s) | Initial Minimum | Interest Rate | Notes |
| B2B Bank HIIA | BTB100 | No Minimum | 1.20% | |
| Renaissance HISA | ATL5000 | $1,000 | 1.10% | Best at CIBC InvestorsEdge and QTrade |
| Altamira Cash Performer | NBC100 | $1,000 | 1.05% | Best at Credential Direct, Disnat and National Bank Direct |
| Hollis ISA | DYN1300 | $1,000 | 1.10% | Best at Scotia iTrade |
| Manulife Bank/Trust Investment Savings | MIP510, MIP710 | 0.75% | ||
| RBC Investment Savings | RBF2010, RBF2020, RBF2030, RBF2040 | $500 | 1.05% | Best at RBC Direct Investing |
| TD Investment Savings | TDB8150, TDB8155, TDB8159, TDB8157 | $1,000 | 1.05% | Best at TD Direct Investing |
| Home Trust HISA | HOM100 | $1,000 | 1.60% | |
| Equitable Bank HISA | EQB100 | $500 | 1.15% | |
| ICICI Bank HIIS | IBN100 | $100 | ??? | Not available for RRSP accounts |
This is good info. Is is possible to put a date? Not sure if this is the current rate.
I have a money column and would like to talk about HISA sometime
ok, I will add a date, thanks for your feedback
This is great! Thanks for keeping this up to date! I had some EQB100 but they cut their rate from 1.15 to 1.10 so I recently moved back to B2B100. Perhaps if you have the time you could add EQB to the list?
Thanks for your feedback, I’ll update the rates and see about adding EQB100 to the list.
updates made, EQB added to rate list
updated rates to include Equitable Trust
1. Does anyone have any thoughts with the ETF (TSX:PSA.to)?
Currently @ 1.22% interest which is higher than any of the funds listed here.
2. Also for US$, since not insured anyway . how about Money Market fund CIB483 or RBF1003. Both >2%
3. last consideration, very risky one. But one could put 2k there just in case. 8% yearly return. P2P lending https://www.lendingloop.ca
Referal code: 97ee7d
Maybe we should diversify in all 3
I wrote a post to your questions, hope that helps, there is lots more to say about each of the investments you mention, so feel free to ask more questions
https://riskingtime.com/2018/07/answering-readers-questions-on-hisa-cash-deposits/
A list of US rates would help too. RBF2014, TDB 8152, MIP511, etc.
thanks for your input, I’ll make a plan for a US rates page too
Are these HISA rates still applicable – Dec.22/18?
looks like they are, if you click on the link of the name of each HISA it will bring you to the page of that issuer. If the rates are up to date you will see by what the issuer is posting on their own page